5 TIPS AFTER AN AUTO ACCIDENT

Thousands of accidents/collisions occur each year in Pennsylvania. Fortunately, most of them involve only damage to the vehicles.

Vehicles are typically involved in collisions. An accident means there is no one at fault…

If you’re involved in an automobile accident or collision, there are a number of things you can for yourself and your passengers. These are the top 5 things you should do after an accident:

1.

Check for injuries! Check on your passengers and ask if they’re injured. If anyone is hurt, call 911 right away. If possible also move your vehicle to the side of the road and out of traffic.

2.

Contact the police to ensure you get a written report about the collision. The officer will take down your information and the other drivers information, and will ask both parties to make a statement about what occurred.The officer might also check the roadway to look at tire marks, any damage to state property (signs, guardrails etc). This police report may take up to 2 weeks to be complete.

3.

Be very careful what you say about the collision. Anything you mention to an officer could be taken out of context in a report. As well, with most cars having dashcams, always assume the other driver is recording you, what you say and your actions.

When speaking to the driver or police officer, don’t insinuate fault or add more detail than you need to.

4.

Document the Collision: Use your phone to take pictures of your vehicle, the other drivers vehicle (including pictures of their license plate and the driver) and the roadway. If the police respond (depending on severity of the collision), be sure to get their information (Name and badge #). Be sure to get the other drivers insurance information, and if there were witnesses, be sure to get their information.

5.

Contact your insurance company once everything has settled down. Call your car insurance company to start the claims process The insurer’s claims hotline should be listed on your insurance ID card. You might also be able to use an app on your phone to begin a claim, check with your insurance company.